Is This You?
Are you turning 65 or already on Medicare? Are you on Social Security Disability for over 24 months? Are you a Veteran with VA benefits and Medicare Eligible? Are you on Medicaid and are Medicare eligible? Maybe you are not sure you have the right Medicare plan? If you or someone you know falls under any of these situations, I can help!
How I can help you
Are you turning 65 or already on Medicare? Are you on Social Security Disability for over 24 months? Are you a Veteran with VA benefits and Medicare Eligible? Are you on Medicaid and are Medicare eligible? Maybe you are not sure you have the right Medicare plan? If you or someone you know falls under any of these situations, I can help! It will be my pleasure in assisting you in finding the Medicare insurance plan that most fits your needs. I will explain everything to you about the world of Medicare so you can make the right choice. I do not proceed until you fully understand what Medicare is all about. You have options that need to be explained. There are plans with premiums as low as $0. I truly believe in my motto: Navigating Medicare for you! I will come to you or we can meet remotely through the computer! Please contact me and let me answer all of your questions.
Most people have difficulties understanding Medicare. You may be on Medicare but are not sure if you have the right plan or not? I have a three-tier approach before writing a plan that you choose. Discuss, Research, and Educate. First, we discuss your wants, needs, likes and dislikes about your current insurance plan. I ask you all the important questions to assist you in making the best choice for you. I also ask for a detailed list of all your doctors and current medications. Second, I research all the plans available to you based on what came of our discussion. Thirdly, I educate you on the details of Medicare. Until you have an understanding of a topic, I do not move on. Once you have a better understanding of Medicare I then will go into product detail. I will explain Medicare Advantage plans, Medicare Supplements, and Stand-Alone Prescription Drug Plans. Based on the information you have been given you will make a decision that is right for you. Only then, will I ask you if I can write the plan for you!
Licenses & Certifications
New York BR & LA Licenses (Broker and Life, Accident and Health)
Non- Resident licenses in
New Jersey, Pennsylvania, Delaware, Massachusetts, Maine, Virginia, Maryland, North Carolina, South Carolina, Georgia, Florida, Tennessee, Nevada, South Dakota, Colorado, Minnesota & Texas
(more states to come)
Annual required AHIP, a federal required certification in order to sell Medicare Insurance
Certified with several carriers to sell Medicare Advantage Plans, Medicare Supplements, and Stand-alone Prescription Drug Plans
Experience
Medicare Insurance Specialist. Self Employed
September 2018- Present
I retired from my previous employer to devote 100% of my time to those in need of Medicare. I also mentor new agents on how to provide compliant medicare presentations.
Insurance Broker
Ohlert-Ruggiere, Inc.
November 1987-September 2018
Handled all forms of insurance for the consumer. Commercial, Surety Bonds, Auto, and Homeowners. Life and Disability, Long-term care, Group and Individual Health and Medicare.
